Welcome

After a decade in finance — including almost six years at one of the world’s largest hedge funds — I am stepping out on my own. This project is the result: a public, long-term effort to build something different.

With Money ex Machina, I am building a personal MoneyMachine, using institutional-grade concepts, tools, and strategies — stripped of the bloat, secrecy, and scale dependencies that dominate the industry. The goal is to reclaim this power at an individual level, using a modular, transparent, and principled approach.

But this is more than just a technical challenge. It is also an open question about purpose. Can the power of high finance be repurposed for the public good? Can we provide price discovery, liquidity, and (inter-temporal) risk-sharing without the extractive overhead that usually accompanies them? I do not yet know. But I intend to find out.

And I am doing all of this in public, not as a performance, but as a practice. Publishing is my way of thinking clearly, staying intellectually honest, making the process legible to others, and engaging with the wider community.

This project has two intertwined strands:

• One is practical and technical: building a personal trading system that works—with institutional-level capability, but personal-scale design.
• The other is philosophical and systemic: re-imagining what finance could be, and repurposing its power for the public good.

You will not find hype here. I am not selling a course or a product. I am not promising anyone alpha, or utopia.

This is a public lab notebook, a thinking platform, and a design log.

I’ll be sharing:

• Build logs and architecture notes as I assemble each component
• Research posts on strategies, return structures, and portfolio design
• Philosophical essays on finance, economics, complexity, power, and purpose
• Reflections on working solo, staying coherent, and thinking in public

This is for anyone who wants to explore how financial systems really work and how they might work differently. Whether you want to build along, think along, contribute, debate, learn, teach, or simply observe, then you are very welcome here. This is a space for serious curiosity, not credentialed gatekeeping.

A good place to start is the Manifesto or the About page, or simply follow along with new posts as they appear.

There is much more to come.

Yours,

Dr Pendryck Coinwright